Privacy Policy

Last Updated: October 2025

XResilience.ai ("we," "our," or "us") operates the CardWise Wallet mobile application. This Privacy Policy explains how we collect, use, and protect your information when you use our service.

Information We Do NOT Collect

CardWise Wallet does not collect, transmit, or store any of your personal information on our servers. All data remains on your device.

Data Stored Locally on Your Device Only

• Gift card information (card numbers, balances, expiry dates) - stored in iOS secure storage
• App preferences and settings

Limited Analytics Collection

• We collect anonymous usage analytics (app downloads, feature usage) to improve the app
• We do not collect personal information or gift card data
• We do not access your camera data beyond local processing
• We do not require account creation or email addresses

How Your Data is Used (Locally Only)

Since all data stays on your device, here's how the app uses your information locally:

• Store and manage your gift card information in iOS secure storage
• Send local notifications for gift card expiry reminders

Data Storage and Security

• 100% Local Storage: All gift card data is stored exclusively on your device using iOS secure storage
• No Cloud Storage: We do not store any of your data on our servers or in the cloud
• Device Encryption: Your data is protected by iOS built-in encryption
• Local Processing: Voice processing (coming soon) and all app functions run entirely on your device
• No Data Sharing: Since we don't collect your data, we cannot sell or share it with anyone

Third-Party Services

The app may (planned features) connect to:

• Retailer APIs: Your device connects directly to check gift card balances (no data passes through our servers)
• Apple Push Notifications: For local expiry reminders (no personal data shared)

• Analytics Services: Anonymous usage data (downloads, feature usage) to improve app performance

Analytics data is anonymous and does not include any personal information or gift card details.

Your Data Control

Since all data is stored locally on your device, you have complete control:

• Full Access: All your data is accessible within the app
• Complete Deletion: Delete the app to remove all data permanently
• No Account Required: No sign-up, no account to delete
• Notification Control: Manage notifications in iOS settings

Children's Privacy

CardWise Wallet is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at: